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Cargo covers

  • Through Transport extension. This covers third-party liabilities arising from the carriage of cargo before or after ocean transportation, usually under a through transport or multimodal bill of lading. The risks of cargo loss and damage are covered under the core P&I cover. Other risks, such as liabilities for personal injury and property damage on the land legs of the transportation, can be covered under an extension cover. There must be at least one leg of the carriage on board an entered ship.
  • Deviation extension. This covers liabilities towards cargo owners arising out of deviations, geographical or legal, from the contractually agreed voyage. Examples include geographical route changes, delay or failure to load cargo, discharge at a port other than that stipulated in the bill of lading, delivery of cargo without bill of lading, post/ante‑dated bills of lading, carriage of cargo on deck or issuance of ad valorem bills of lading.
  • General Average extension. This covers cargo’s general average contributions (including salvage and other costs) where an owner agrees by contract or decides not to seek GA recoveries from cargo interests in whole or in part.